Free tool from Progress Solutions

Your First Clear Look

You earn good money, so where does it all go? Let's find out with one paycheck. Slide each line to match your real life and watch Your Clear Number update as you go.

Your Clear Number

$0

Set Costs $0 Living Money $0 Planning Ahead $0 Clear Number $0

These are example numbers. Slide or type to match your next paycheck. Rename any line by tapping its name.

Step 1

Your Paycheck

$0this paycheck

We're planning one paycheck, not a whole month. Open your banking app and find your last direct deposit. That's the number.

How often do you get paid?

Step 2

Set Costs

$00% of paycheck

The bills already decided. Only count the ones that land between this paycheck and your next one.

Examples: rent or mortgage, car payment, insurance, phone, streaming, loan payments.

Step 3

Living Money

$00% of paycheck

One amount for everyday life. Move it to a separate account on payday and spend from there. No categories. No tracking. When it's gone, you're done.

Covers: groceries, gas, coffee, dinner out, kids' stuff, the random Target run.

Not sure? Look at what everyday spending cost you last paycheck and round up a little. Too tight and it won't last.

Step 4

Planning Ahead

$00% of paycheck

The expenses everyone forgets. They aren't surprises. You know they're coming, so set a little aside every paycheck.

Example: an $800 car repair in March is about $35 a paycheck if you start now.

Step 5

Your Clear Number

Not your bank balance. That includes money already spoken for. Your Clear Number is what's actually yours once everything has a home.

Your paycheck$0
Minus Set Costs$0
Minus Living Money$0
Minus Planning Ahead$0
Your Clear Number$0

"Clarity is not about having more money. It's about finally knowing exactly what your money is doing."

Not what you hoped. What it actually said.

One thing to do before your next paycheck. Open a separate account. Fund one bucket. Pick one.

This gets easier every paycheck. The first one takes the most time. By the third, it takes minutes. Progress not perfection.

Tip: pick "Save as PDF" on the print screen to keep a copy on your phone or computer.

Progress Solutions | Connor Tyson, ChFC® | progressfc.com
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You just took your First Clear Look.

Most people never do this. You did. If you want a system that runs on its own and holds up on your worst week, let's talk.

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